Affordability

We don’t have a housing crisis; we have an affordability crisis. Find out more.


Housing Market: Affordability

Based on UK House Price Index average house price data, and average household income data for FY2020, the current average house price is 7.48x the average household income.

Nationwide has the figure slightly lower for first time buyers, at 5.0x average income.

Mortgage Affordability: Repayments as a % of Income – Halifax
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